Overview
The Philippines is EBANX's largest market in Southeast Asia. The market is defined by digital wallet dominance: GCash and Maya together account for a large share of e-commerce volume, reflecting the Philippines' rapid leap from cash to mobile-first digital payments — largely bypassing traditional cards.
Cash payments remain significant, and A2A via QR Ph (the BSP's national QR code standard) is growing. There is substantial room for growth in digital buyer adoption, with gaming and online retail as primary cross-border verticals.
Available payment methods
Philippines supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
Currency and settlement
| Detail | Value |
|---|---|
| Local currency | PHP - Peso Filipino |
| Accepted currencies | PHP |
In addition to GCash and Maya, the Philippines also supports credit cards, debit cards, QR Ph, and Maya Recurring through EBANX. Confirm current method availability with your account manager.
Refunds
- Wallet and QR Ph refund processes are managed through the EBANX refund API. Refunds are routed via InstaPay or PesoNet (the Philippines' interbank transfer networks), depending on the customer's bank. Card refunds are sent to the card acquirer.
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
