Overview
Mexico is EBANX's second-largest market in Latin America. The payment landscape is among the most diverse in the portfolio: credit and debit cards together drive the majority of volume, but cash-based alternatives like OXXO Pay serve the large unbanked and cash-preferring population.
SPEI, Mexico's instant bank transfer system, is growing rapidly, and the digital wallet ecosystem — including Mercado Pago — adds a meaningful layer. Cross-border volume is substantial, reflecting Mexico's deep integration with US-based merchants.
Available payment methods
Mexico supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
- Cards: Credit Cards, Debit Cards
- Cash & Codes: OXXO Pay, Paynet, SPEI, USDC, USDT
- Trusted Redirects: Mercado Pago Wallet, Aplazo
- Recurring: Mercado Pago Connect
Customer document
The document field is optional. The system infers the type based on length.
| Document Type | Format | Description |
|---|---|---|
| CURP | 18 characters | Clave Unica de Registro de Poblacion. Unique population registry key for individuals. |
| IRFC | 13 characters | Individual RFC (Registro Federal de Contribuyentes). Tax identification for individuals. |
| CRFC | 12 characters | Corporate RFC. Tax identification for businesses. |
Currency and settlement
| Detail | Value |
|---|---|
| Local currency | MXN - Peso Mexicano |
| Accepted currencies | MXN |
Refunds
- Refunds for credit and debit card payments are sent to the card acquirer.
Bank transfer refunds require the following customer banking details:
| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account number | Bank account number |
| CLABE | Standardized 18-digit interbank account number |
| Account holder name | Name of the bank account holder |
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
