Overview
Argentina is one of Latin America's most digitally mature e-commerce markets, with a high share of the adult population buying online. The market is defined by payment diversity: cards (credit and debit) and digital wallets each hold significant shares of e-commerce volume, making Argentina one of the few markets in the region where no single method dominates.
Local card schemes like Naranja and Cabal capture meaningful share that international-only processors cannot reach. Mercado Pago's ecosystem — spanning wallet, credit, and recurring payments — plays a central role in consumer payment behavior. Cross-border merchants have significant headroom for expansion in this market.
Available payment methods
Argentina supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
- Cards: Credit Cards, Debit Cards
- Cash & Codes: Rapipago, Pagofacil, USDC, USDT
- Trusted Redirects: Mercado Pago Wallet, DEBIN
- Recurring: Mercado Pago Connect
Customer document
The document field is required. Provide document_type when applicable.
| Document Type | Format | Description |
|---|---|---|
| CUIT | 11 digits | Unique Tax Identification Code (Codigo Unico de Identificacion Tributaria). Required for B2B transactions and DEBIN payments. |
| CUIL | 11 digits | Unique Labor Identification Code (Codigo Unico de Identificacion Laboral). Used for individual taxpayers. |
| DNI | 7-8 digits | National Identity Document (Documento Nacional de Identidad). Used for individuals. |
document_type is omitted and the document has 7 or 8 digits, the system assumes DNI. For 11-digit documents, always send document_type explicitly to ensure accurate validation.Currency and settlement
| Detail | Value |
|---|---|
| Local currency | ARS - Peso Argentino |
| Accepted currencies | ARS, USD |
Refunds
- Refunds for credit and debit card payments are sent to the card acquirer.
- Refund processing windows depend on the acquirer and may range from 89 to 120 days from the payment confirmation date.
Bank transfer refunds (including DEBIN) require the following customer banking details:
| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| CBU | 22-digit bank account number (Clave Bancaria Uniforme) |
| CUIT or CUIL | Customer's tax identification number |
| Account holder name | Name of the bank account holder |
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
