Overview
Peru is one of Latin America's most distinctive payment markets. The defining characteristic is debit card dominance: debit accounts for the largest share of e-commerce volume, ahead of credit, reflecting a large formally employed but credit-constrained population.
PagoEfectivo — Peru's unique payment aggregator connecting consumers to their banks via codes — holds a significant share, operating as a hybrid between A2A and cash-code flows. Yape, BCP's mobile wallet, has grown rapidly to become the preferred digital payment for younger consumers. Cross-border demand is driven by international SaaS and gaming platforms.
Available payment methods
Peru supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
- Cards: Credit Cards, Debit Cards
- Cash & Codes: PagoEfectivo, USDC, USDT
- Trusted Redirects: Safetypay, Yape
- Recurring: Yape Recurring
Customer document
Accepted type: DNI (Documento Nacional de Identidad). The document field is optional but recommended. Valid lengths: 8, 9, or 11 digits.
| Document Type | Format | Description |
|---|---|---|
| DNI | 8, 9, or 11 digits | National identity document (Documento Nacional de Identidad). |
Currency and settlement
| Detail | Value |
|---|---|
| Local currency | PEN - Sol |
| Accepted currencies | PEN, USD |
Refunds
- Refunds for credit and debit card payments are sent to the card acquirer.
Bank transfer refunds require the following customer banking details:
| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| CCI | Interbank account code (Codigo de Cuenta Interbancario) |
| DNI | Customer's national identity document number |
| Account holder name | Name of the bank account holder |
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
