EBANX API Ecosystem
EBANX provides a unified API for processing payments and managing payouts across emerging markets. Through a single integration, you can connect to local payment methods, handle cross-border transactions, and orchestrate the full money flow, from collection to disbursement.
| EBANX API | Description | Capabilities |
|---|---|---|
| EBANX Pay-in → | EBANX Pay-in enables you to accept payments from customers using locally relevant payment methods across emerging markets. Available solutions:
| These options let you define how much control you need over the checkout experience, from fully custom API integrations to no-code payment links, while EBANX handles payment processing, local method connections, and regulatory requirements. |
| EBANX Payout → | EBANX Payout enables you to send funds to partners, suppliers, creators, or customers across multiple markets. Available solutions:
| Through a single API, you can manage disbursements across countries while EBANX handles local banking infrastructure, compliance requirements, and execution flows. |
Two Solutions. One Lifecycle
Customer Checkout
Customer starts a payment with their local payment method (e.g., Pix, OXXO, UPI) and EBANX manages the transaction, handles the money flow, and syncs the status.
Pay-in Settlement
EBANX collects the local funds, performs the FX conversion, and settles the amount directly into your international merchant account.
Payout Balance
Fund your Payout Balance using your Pay-in Balance (or through an external transfer) and complete the compliance process to start sending money to your beneficiaries.
Instant Disbursement
Your funds will be sent to the beneficiaries' accounts in under 2 minutes. Once complete, you receive a successful notification for the entire processing cycle.
The EBANX ecosystem connects Pay-in and Payout into a single operational flow, allowing you to manage how money enters, moves, and exits your business without relying on multiple providers.
- Optimize liquidity: Reuse funds collected via Pay-in to fund Payouts, reducing reliance on international transfers, FX exposure, and settlement delays.
- Reduce integration complexity: Replace multiple payment and payout providers with a single API that supports local payment methods, disbursement channels, and compliance requirements.
- Scale across markets: Expand to new countries using the same integration model, adapting payment methods and payout capabilities without rebuilding your infrastructure.
Use the guides below to understand each solution in detail and choose the best integration approach for your business model:
