Overview
Uruguay is one of Latin America's smallest but most digitally advanced markets. Despite its size, Uruguay has high digital buyer penetration — among the highest in the region — reflecting a highly educated, urbanized, and banked population.
Cards dominate, with credit leading debit. A2A payments are growing, driven by modern banking infrastructure and rising use of digital transfer apps. Mercado Pago has meaningful wallet penetration. Cross-border volume is high relative to market size, pointing to strong demand for international merchants, particularly in SaaS and streaming.
Available payment methods
Uruguay supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
- Cards: Credit Cards, Debit Cards
- Cash & Codes: USDC, USDT
- Trusted Redirects: Mercado Pago Wallet
- Recurring: Mercado Pago Connect
Currency and settlement
| Detail | Value |
|---|---|
| Local currency | UYU - Peso Uruguayo |
| Accepted currencies | UYU |
Refunds
- Refunds for credit and debit card payments are sent to the card acquirer.
Bank transfer refunds require the following customer banking details:
| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account number | Bank account number |
| Agency number | Bank branch number |
| Account holder name | Name of the bank account holder |
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
