Overview
Brazil is the largest digital commerce market in Latin America. The market is defined by two dominant payment rails: Pix — the central bank's instant payment system — and credit cards, which together account for the vast majority of e-commerce volume. Pix adoption has been one of the fastest payment transformations globally, and its recurring variant (Pix Automatico) is actively reshaping the subscription economy. Installments on credit cards remain structurally embedded in consumer behavior, particularly for higher-ticket purchases.
Brazil is a mature market with high digital buyer penetration, but payment method complexity and local infrastructure knowledge remain key conversion levers.
Available payment methods
Brazil supports the following payment methods through EBANX. For detailed integration guides, select a payment method from the sidebar or visit the API Operability page.
- Cards: Credit Cards, Debit Cards
- Cash & Codes: Boleto Bancário, Pix, USDC, USDT
- Trusted Redirects: Mercado Pago Wallet, PayPal, PicPay, NuPay
- Recurring: Mercado Pago Connect, NuPay Recurring, Pix Automático
Customer document
The document field is required.
| Document Type | Format | Description |
|---|---|---|
| CPF | 11 digits | Individual Taxpayer Registry (Cadastro de Pessoas Fisicas). Used for B2C transactions. |
| CNPJ | 14 digits | National Registry of Legal Entities (Cadastro Nacional da Pessoa Juridica). Used for B2B transactions. |
document_type is omitted, the system infers CPF for 11-digit documents and CNPJ for 14-digit documents.Currency and settlement
| Detail | Value |
|---|---|
| Local currency | BRL - Brazilian Real |
| Accepted currencies | BRL |
Refunds
- Refunds for credit and debit card payments are sent to the card acquirer.
- Pix refunds are processed instantly through the Pix network.
Boleto and APM refunds require the following customer banking details:
| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| Agency number | Bank branch number and digit |
| Account number | Bank account number and digit |
| CPF or CNPJ | Customer's tax identification number |
| Account holder name | Name of the bank account holder |
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.
