🇦🇷 Argentina

Learn everything you need to know about making payouts in Argentina.

Payment Methods

• DEBIN Instant
• Mercado Pago Instant
• Bank Transfer

Available Operations

• Cross Border

Payee Types

• B2B
• B2C

Payment Methods

Checkout our SLAs for each payment method:

Payment Method	SLA	B2B	B2C
DEBIN	< 2 minutes	check_circle_outline	check_circle_outline
Mercado Pago	< 2 minutes	check_circle_outline	check_circle_outline
Bank Transfer	Up to 3 days	check_circle_outline	check_circle_outline

Instructions

To create a payout using EBANX Direct API, follow the steps below.

1. Define request parameters

   Provide the required parameters listed below to create a payout.

   Field	Description
   integration_key	Your EBANX integration key.
   external_reference	The unique payout ID provided by you.
   country	The two-letter country code for the customer country. In this case, we'll show the method to ar (Argentina)
   amount	The amount in the specified currency (currency_code).
   currency_code	Three-letter code of the payout currency. In this case, we'll use ARS (Argentina)
   payee	A JSON object containing the details of the payee of your request.
   target	The payment method that will be used. Can be left empty and the payout target will be assumed as Bank Transfer. More info below.

   
   

   Document Types Allowed

   These document types are used to identify payees or shareholders.

   Document type	Description
   DNI	National Identity Document, with 8 digits.
   CUIL	Unique Labor Identification Code, with 11 digits.
   CUIT	Single Tax identification, with 11 digits.

2. Send payout request to EBANX

   To create a new Payout, you will use the /ws/payout/create endpoint.

   Choose the payment method for your payout request:

   Mercado Pago

   For Mercado Pago transactions, the target parameter must be set to "mercadopago". Additionally, the target_account must contain the email address linked to the payee's Mercado Pago account.

   curl -X POST 'https://sandbox.ebanx.com/ws/payout/create' \
   --header 'Content-Type: application/json' \
   --data '{
     "integration_key": "your_test_integration_key",
     "external_reference": "PAYOUT_EBANX_04",
     "country": "ar",
     "amount": 100,
     "currency_code": "ARS",
     "target": "mercadopago",
     "target_account": "chew@bac.ca",
     "payee": {
       "document": "85351346",
       "document_type": "DNI",
       "name": "Han Solo",
       "email": "chew@bac.ca",
       "address": {
         "zipcode": "B1675",
         "state": "AR-B",
         "city": "Buenos Aires",
         "street_address": "Fake Street",
         "street_complement": "123"
       }
     }
   }'

   CBU/CVU

   To use Bank Transfer as the payment method, the target field can be left empty (defaults to bank_account). For bank account payouts in Argentina, you must include the bank_info object with the bank_details key containing the CBU or CVU number. The bank_details field is required and must be a 22-character string representing the CBU or CVU.

   curl -X POST 'https://sandbox.ebanx.com/ws/payout/create' \
   --header 'Content-Type: application/json' \
   --data '{
     "integration_key": "your_test_integration_key",
     "external_reference": "PAYOUT_EBANX_04",
     "country": "ar",
     "amount": 100,
     "currency_code": "USD",
     "payee": {
       "name": "Han Solo",
       "email": "chew@bac.ca",
       "phone": "+554112345678",
       "document": "34585474",
       "document_type": "DNI",
       "bank_info": {
         "bank_details": "3365196911100062632985",
         "account_type": "C"
       },
       "address": {
         "zipcode": "B1675",
         "state": "AR-B",
         "city": "Buenos Aires",
         "street_address": "Fake Street",
         "street_complement": "123"
       }
     }
   }'

   A successful creation will return a JSON Object with type "success" and a payout object with all the details of the newly created payout.

   {
     "type": "success",
     "payout": {
       "uid": "a1352f5341c3c8c1e40ea9c06715f05778ff35ee",
       "external_reference": "PAYOUT_EBANX_04",
       "status": "OP",
       "request_date": "2020-09-18 13:26:53",
       "status_date": null,
       "paid_date": null,
       "cancel_date": null,
       "payee": {
         "name": "Han Solo",
         "email": "chew@bac.ca",
         "phone": "554112345678",
         "document": "34585474",
         "document_type": "DNI",
         "birthdate": null,
         "bank_info": {
           "bank_name": null,
           "bank_branch": null,
           "bank_account": null,
           "account_type": "C",
           "bank_details": "3365196911100062632985"
         }
       },
       "request_amount": "100.00",
       "request_currency": "USD",
       "request_exchange_rate": "1.0000",
       "debit_amount": "100.00",
       "debit_fee": "0.15",
       "debit_amount_total": "100.15",
       "debit_currency": "USD",
       "local_tax_amount": "0.00",
       "local_amount_total": "95000.00",
       "local_currency": "ARS",
       "local_exchange_rate": "950.0000"
     }
   }

   B2B Payouts (Organizations)

   For organizations, the following fields are required in the shareholder object:

   • name
   • document
   • document_type

3. Send commit request to EBANX

   Once the new payout record is created it'll be committed automatically after 6 hours. Or you can use the /ws/payout/commit endpoint to start the payment process.

   Here's an example of a commit operation using the payout we've just created:

   curl -X POST 'https://sandbox.ebanx.com/ws/payout/commit' \
   --header 'Content-Type: application/json' \
   --data '{
     "integration_key": "your_test_integration_key",
     "uid": "0e495f7a4409c032d54376084b10b9c771e9b39f0"
   }'

   Once the new payout is committed, a JSON object with type "success" will be returned.

   {
     "type": "success",
     "message": "Payout has already been committed"
   }

4. Congratulations!

   You have successfully Created a Payout in Argentina.

Creating a Payout using the Dashboard

You can also create a payout through our Dashboard in the Overview section of the Payout tab. Click on Create Payout, fill in the payee information, payout amount and click on Create. Additionally, you can create a Mass Payout by sending a spreadsheet to be processed in bulks.

CBU/CVU

The CBU (Clave Bancaria Uniforme) is a 22-digit code that identifies a bank account in Argentina. The CVU (Clave Virtual Uniforme) is also a 22-digit code used for virtual wallets and fintech accounts. Both can be used in the bank_details field.

Possible Errors

Click here and check out our Payout Error Code page to learn more about the possible errors.

Still need help?

We hope this article was helpful. If you still have questions, you can explore the following options:

• Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
• Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.