Pix Automático Fixed Enrollments

Overview

Pix Automático works by establishing an authorization, achieved through an enrollment process, between merchant and customer, and referencing it in every recurring payment. This way, the customer's bank can validate the payment against the enrollment and transfer funds without the need for customer interaction, given that they know the payment request has been validated and comes from a valid source.

The simplest form of Pix Automático enrollments are fixed subscriptions, where the price stays fixed and changes are made only via new agreements with the customer, usually after a predetermined period of time. Some common use cases are:

By following this basic integration guide, you will understand how you can create enrollments and accept Pix Automático recurring payments in your check-out, by using EBANX Direct API. To complete a payment with Pix Automático you will need a few API calls that will create an enrollment for your customer, the recurring payment and provide the necessary information for the customer to complete the transaction.

Availability

Pix Automático integration through Direct API will be available in Brazil only.

What you will need

A Sandbox Account

As with any secure payment integration, you will first need to set up authorization. The EBANX sandbox allows you to set up a test environment to run transactions using test credit card numbers and explore our payment solutions.

Sign up for an Sandbox Account at our EBANX Business Page, select your business model and answer a few questions. We'll get in touch with you shortly after!

How it works

To complete an Pix Automático enrollment and recurring payments, please follow the steps below.

Enable Pix Automático in your dashboard
The first step is to check if Pix Automático is active in your EBANX Dashboard.
All set? We can go ahead to next step, otherwise, please get in touch with our integration specialists.

Call the /ws/userenrollment API to get the Enrollment QR Code

Pix Automático generates a QR Code, which is scanned by the user in their banking app of choice. To get this get it, you just need to call the end-point ws/userenrollment (server-side) with the following required fields:

Parameter	Description
`operation`	Must be `enrollment`
`payment_type_code`	Must be `pix-automatico`
`country`	Must be `BR`
`currency_code`	Must be `BRL`

Notification URLs:

Parameter	Description
`back_urls.success`	Enrollments authorized by the customer will be notified here
`back_urls.failure`	Enrollments that have been refused by the customer or failed due to operational reasons will be notified here

Subscription data:

Parameter	Description
`subscription_name`	Descriptor of the service being provided, which will be displayed in the customer's banking app
`first_payment_date`	Day when the payment that initiates the subscription will be charged
`expiration_date`	Optional If necessary, defines when the enrollment is no longer valid and no further payments will be charged
`frequency`	The billing cycle of the enrollment. Available frequencies are: `weekly`,`monthly`, `quarterly`,`semi-annual`,`annual`
`amount`	Provided when recurring payments will have a fixed value. For variable enrollments, use `max_amount` instead
`retries`	Determines if the merchant will perform retries for payments that are not successful at first in the expect billing day

Customer data:

Parameter	Description
`customer.email`	Customer e-mail
`customer.document`	Customer document

Pix Specific info:

Parameter	Description
`pix.credit_allowed`	`Optional` Boolean value that determines wether the subscription will have access to the customer's credit limit or to their account balance only. This parameter is set to `true` by default if not informed

Check the example:

curl POST 'https://sandbox.ebanxpay.com/userenrollment/' \
--header 'Content-Type: application/json' \
--data '{
    "integration_key": "{{integration_key}}",
    "operation": "enrollment",
    "payment_type_code": "pix-automatico",
    "enrollment": {
        "merchant_enrollment_code": "{{unique_enrollment_code}}",
        "country": "BR",
        "currency_code": "BRL",
        "back_urls": {
            "success": "{{success_url}}",
            "failure": "{{failure_url}}"
        },
        "subscription": {
            "subscription_name": "Descriptor of the subscription.",
            "first_payment_date": "2024-01-17",
            "expiration_date": "2024-07-03", 
            "frequency": "weekly", 
            "amount": 19.90,
            "retries": true 
        },
        "customer": {
            "email": "{{customer_email}}",
            "document": "{{customer_document}}",
            "phone_number": "{{customer_phone_number}}"
        },
        "pix": {
            "credit_allowed": true 
        }
    }
}'

A successful request will return a JSON response like the one below. The Pix Automático QR Code will be in the parameter enrollment.qr_code_value.

{
    "status": "PENDING",
    "payment_type_code": "pix-automatico",
    "enrollment": {
        "merchant_enrollment_code": "{{unique_enrollment_code}}",
        "country": "BR",
        "currency_code": "BRL",
        "back_urls": {
            "success": "{{success_url}}",
            "failure": "{{failure_url}}"
        },
        "subscription": {
            "subscription_name": "Descriptor of the subscription.",
            "first_payment_date": "2024-01-17",
            "expiration_date": "2024-07-03", 
            "frequency": "weekly", 
            "amount": 19.90,
            "retries": true 
        },
        "customer": {
            "email": "{{customer_email}}",
            "document": "{{customer_document}}"
        },
        "pix": {
            "credit_allowed": true
        },
        "qr_code_value": "00020101021226740014br.gov.bcb.pix2552pix.ebanx.com\/qr\/v2\/F2D9448AA5B94ED3450A4A8933748F5952040000556345643602BR5911Ebanx LTDA.6008CURITIBA62070503***63045022"
    }
}

Presenting the Pix QR Code
You can present the QR code by rendering the code at your page.

Copying QR Code to Clipboard
Alternatively, you can simply deliver the QR Code number from enrollment.qr_code_value to your customer's clipboard so they can paste it into their banking/wallet app.
At this point you have a PENDING enrollment and will be notified via webhook when there is a status change.
Confirming the Enrollment
As soon as the enrollment is confirmed by the customer in their banking app, the enrollment status is modified from PENDING to SUCCESS and a Status Update notification is sent to the URL defined in Success URL in step 2.
{
"operation":"enrollment_status_change",
"notification_type":"update",
"merchant_enrollment_code":"{{unique_enrollment_code}}"
}
Using the ID provided in merchant_enrollment_code, use the ws/userenrollment/query endpoint to get the latest status of the enrollment.
Check the example:
curl POST 'https://sandbox.ebanxpay.com/userenrollment/query' \
--header 'Content-Type: application/json' \
--data '{
"integration_key": "{{integration_key}}",
"merchant_enrollment_code": "{{unique_enrollment_code}}"
}'
A successful request will return a JSON response like the one below, with a status of SUCCESS for the enrollment approved by the customer.
{
"status": "SUCCESS",
"payment_type_code": "pix-automatico",
"enrollment": {
"merchant_enrollment_code": "{{unique_enrollment_code}}",
"country": "BR",
"currency_code": "BRL",
"back_urls": {
"success": "{{success_url}}",
"failure": "{{failure_url}}"
},
"subscription": {
"subscription_name": "Descriptor of the subscription.",
"first_payment_date": "2024-01-17",
"expiration_date": "2024-07-03",
"frequency": "weekly",
"amount": 19.90,
"retries": true
},
"customer": {
"email": "{{customer_email}}",
"document": "{{customer_document}}"
},
"pix":{
"credit_allowed": true //true by default if not informed.
},
"qr_code_value": "00020101021226740014br.gov.bcb.pix2552pix.ebanx.com\/qr\/v2\/F2D9448AA5B94ED3450A4A8933748F5952040000556345643602BR5911Ebanx LTDA.6008CURITIBA62070503***63045022"
}
}
Important!
Pending enrollments expire after 30 days. If your customers don't complete the enrollment in time, the enrollment will be automatically canceled.

Call the /ws/direct API to schedule the Pix Automático payment

Very Important!

The recurring payment request must be sent between 2 and 10 days before the next billing day. For example, if a payment is due on January 17th, the payment request must be sent no earlier than January 7th and no later than January 15th.

Scheduling a recurring payment with Pix Automático is really straightforward. The following fields are required:

Parameter	Description
`operation`	Must be `request`
`payment_type_code`	Must be `pix-automatico`

Enrollment data:

Parameter	Description
`merchant_enrollment_code`	The enrollment code generated in the previous steps. The enrollment must have a `SUCCESS` status to be used in recurring payments

Charge data:

Parameter	Description
`merchant_payment_code`	Unique merchant payment code
`country`	Must be `BR`
`currency_code`	Must be `BRL`
`amout_total`	Total amount to be charged. Note that the amount must match the one set in the enrollment

Check the example:

curl -X POST 'https://sandbox.ebanxpay.com/ws/direct' \
--data '{
   "integration_key": "{{integration_key}}",
   "operation": "request",
   "payment": {
       "amount_total": 19.90,
       "country": "BR",
       "currency_code": "BRL",
       "merchant_payment_code": "{{unique_payment_code}}",
       "payment_type_code": "pix-automatico",
       "merchant_enrollment_code": "{{unique_enrollment_code}}" 
   }
}'

A successful request will return a JSON response like the one below. The Pix Automático payment will have a pending (PE) status and will be confirmed later, by the customer's bank.

{
   "payment": {
       "hash": "{{unique_payment_hash}}",
       "country": "br",
       "merchant_payment_code": "{{unique_payment_code}}",
       "merchant_enrollment_code": "{{unique_enrollment_code}}",
       "status": "PE",
       "status_date": null,
       "open_date": "2024-01-10 13:00:00",
       "confirm_date": null,
       "transfer_date": null,
       "amount_br": "19.90",
       "amount_ext": "19.90",
       "amount_iof": "0.00",
       "currency_rate": "1.0000",
       "currency_ext": "BRL",
       "due_date": "2024-01-17",
       "payment_type_code": "pix-automatico",
       "pre_approved": false
   },
   "status": "SUCCESS"
}

Confirming the Payment
As soon as the payment is confirmed by the customer's bank, the payment status is modified from PE to CO and a Status Update notification is sent.
{
"operation":"payment_status_change",
"notification_type":"update",
"merchant_payment_code":"{{unique_payment_code}}"
}
Using the ID provided in merchant_payment_code, use the ws/query endpoint to get the latest status of the payment.
Check the example:
curl POST 'https://sandbox.ebanxpay.com/query' \
--header 'Content-Type: application/json' \
--data '{
"integration_key": "{{integration_key}}",
"merchant_payment_code": "{{unique_payment_code}}"
}'
A successful request will return a JSON response like the one below, with a status of CO for the successful recurring payment.
{
"payment": {
"hash": "{{unique_payment_hash}}",
"country": "br",
"merchant_payment_code": "{{unique_payment_code}}",
"merchant_enrollment_code": "{{unique_enrollment_code}}",
"status": "CO",
"status_date": "2024-01-17 03:00:00",
"open_date": "2024-01-10 13:00:00",
"confirm_date": "2024-01-17 03:00:00",
"transfer_date": null,
"amount_br": "19.90",
"amount_ext": "19.90",
"amount_iof": "0.00",
"currency_rate": "1.0000",
"currency_ext": "BRL",
"due_date": "2024-01-17",
"payment_type_code": "pix-automatico",
"pre_approved": false
},
"status": "SUCCESS"
}
Now, for each new billing cycle, simply repeat 5 and 6!

note

Pix Automático goes live on June 16th 2025. Stay tuned for Sandbox Environment availability on December 1st 2024!

Still need help?

We hope this article was helpful. If you still have questions, you can explore the following options:

Customer support: Contact our support team at integration@ebanx.com for assistance.
Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.

Pix Automático Fixed Enrollments#

Overview#

Availability#

What you will need#

A Sandbox Account#

How it works#

Enable Pix Automático in your dashboard

Call the /ws/userenrollment API to get the Enrollment QR Code

Notification URLs:#

Subscription data:#

Customer data:#

Pix Specific info:#

Presenting the Pix QR Code

Copying QR Code to Clipboard

Confirming the Enrollment

Important!

Call the /ws/direct API to schedule the Pix Automático payment

Very Important!

Enrollment data:#

Charge data:#

Confirming the Payment

note

Still need help?

Pix Automático Fixed Enrollments

Overview

Availability

What you will need

A Sandbox Account

How it works

Notification URLs:

Subscription data:

Customer data:

Pix Specific info:

Enrollment data:

Charge data: