Cards Bundle
Your foundation for maximum reach and local market penetration.
The Cards Bundle is your foundational layer for any e-commerce operation in emerging markets. It provides immediate, comprehensive access to the vast cardholder ecosystem through a single, synchronous API call.
Beyond global brands, this bundle unlocks critical local debit and credit schemes, enabling you to capture sales from 726.8 million banked consumers, many of whom usecards that are invisible to other international processors. It's the most direct way to access the largest addressable market.
Cards Bundle Payment Flow
This high-level flow illustrates the end-to-end process of how a payment is handled within this Payment Bundle. From the checkout initiation to the final confirmation, each step follows the same architectural logic shared by all payment methods in this bundle.
Available Payment Methods
Unlock 17+ distinct card schemes across 17 countries with the Cards bundle. Card schemes included in this bundle:
Argentina
Brazil
Chile
Colombia
Costa Rica
Dominican Republic
Ecuador
Guatemala
India
Kenya
Mexico
Nigeria
Panama
Paraguay
Peru
South Africa
Uruguay
Payloads Comparison
The power of the Cards Bundle lies in its intelligent routing. You make a single, standard API request for any card payment, and our system automatically performs a BIN (Bank Identification Number) lookup on the card number provided.
Based on the BIN, we instantly identify if the card is a local scheme (Verve, Carnet, ELO). If so, we route the transaction through the optimal local rails to maximize approval rates.
This entire process is handled by EBANX, requiring no conditional logic or extra development effort from your side. You write the code once, and you automatically unlock the entire local card ecosystem in every market you operate in.
To explore a more complete comparison of card features, view the Credit Card section or the Debit Card section to see how each card’s features vary across different countries.
Still need help?
We hope this article was helpful. If you still have questions, you can explore the following options:
- Merchant support: Contact our support team at sales.engineering@ebanx.com for assistance.
- Not a partner yet? Please complete the Merchant Signup Form, and our commercial team will reach out to you.