# Overview

> Overview of payment methods available in Peru through EBANX.

# Overview

Peru is one of Latin America's most distinctive payment markets. The defining characteristic is debit card dominance: debit accounts for the largest share of e-commerce volume, ahead of credit, reflecting a large formally employed but credit-constrained population.

PagoEfectivo — Peru's unique payment aggregator connecting consumers to their banks via codes — holds a significant share, operating as a hybrid between A2A and cash-code flows. Yape, BCP's mobile wallet, has grown rapidly to become the preferred digital payment for younger consumers. Cross-border demand is driven by international SaaS and gaming platforms.

### Available payment methods
Credit Card, Debit Card, PagoEfectivo, Safety Pay, Yape, Yape Recurring, Stablecoin (USDC, USDT)

For detailed integration guides, visit the [API Operability](/docs/get-started/api-operability) page.
### Customer document
Accepted type: DNI (Documento Nacional de Identidad). The <code>document</code> field is optional but recommended. Valid lengths: 8, 9, or 11 digits.

| Document Type | Format | Description |
| --- | --- | --- |
| DNI | 8, 9, or 11 digits | National identity document (Documento Nacional de Identidad). |
### Currency and settlement
| Detail | Value |
| --- | --- |
| Local currency | PEN - Sol |
| Accepted currencies | PEN, USD |
### Refunds

- Refunds for credit and debit card payments are sent to the card acquirer.

Bank transfer refunds require the following customer banking details:

| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| CCI | Interbank account code (Codigo de Cuenta Interbancario) |
| DNI | Customer's national identity document number |
| Account holder name | Name of the bank account holder |
## Still need help?

If you still have questions, you can explore the following options:

- **Merchant support:** Contact our support team at [sales.engineering@ebanx.com](mailto:sales.engineering@ebanx.com) for assistance.
- **Not a partner yet?** Complete the [Merchant Signup Form](https://business.ebanx.com/en/request-contact), and our commercial team will reach out to you.