# Overview

> Overview of payment methods available in Indonesia through EBANX.

# Overview

Indonesia is Southeast Asia's largest digital commerce market and one of the fastest-growing in the region. With a large population and still-growing online buyer penetration, Indonesia represents one of the largest new-consumer acquisition opportunities globally.

The payment landscape is wallet-led: digital wallets and A2A transfers together account for the vast majority of e-commerce value, while credit cards represent a small fraction of volume. A card-only strategy is effectively a non-starter here — growth depends on wallet and A2A orchestration.

### Available payment methods
DANA, GoPay, OVO, QRIS, ShopeePay, Virtual Accounts, OVO Recurring, DANA Recurring

For detailed integration guides, visit the [API Operability](/docs/get-started/api-operability) page.
### Currency and settlement
| Detail | Value |
| --- | --- |
| Local currency | IDR - Indonesian Rupiah |
| Accepted currencies | IDR |
> **Info:**
> EBANX payment coverage in Indonesia is expanding. Confirm current method availability and launch timelines with your account manager before integration planning.

### Refunds

- Indonesia refunds use the customer's phone number for identification instead of a document number.

Wallet and bank transfer refunds require the following details:

| Field | Description |
|---|---|
| Bank name | Must be a supported Indonesian bank |
| Bank account | Account number (up to 32 characters) |
| Customer phone number | Indonesian phone number (format: 62XXXXXXXXXX or 0XXXXXXXXXX) |
| Account holder name | Name of the bank account holder |
## Still need help?

If you still have questions, you can explore the following options:

- **Merchant support:** Contact our support team at [sales.engineering@ebanx.com](mailto:sales.engineering@ebanx.com) for assistance.
- **Not a partner yet?** Complete the [Merchant Signup Form](https://business.ebanx.com/en/request-contact), and our commercial team will reach out to you.