# Overview

> Overview of payment methods available in Ecuador through EBANX.

# Overview

Ecuador is a card-dependent market, reflecting its dollarized economy (USD is the official currency) and relatively limited adoption of alternative payment rails. Credit cards account for the majority of e-commerce volume.

Cross-border transactions represent a high share of total volume — one of the highest ratios in Latin America — making Ecuador a natural fit for international merchants entering the region without a local entity.

### Available payment methods
Credit Card, Debit Card, Safety Pay

For detailed integration guides, visit the [API Operability](/docs/get-started/api-operability) page.
### Currency and settlement
| Detail | Value |
| --- | --- |
| Local currency | USD - United States Dollar |
| Accepted currencies | USD |
Ecuador's dollarized economy means payments are natively processed in USD.

### Refunds

- Refunds for credit and debit card payments are sent to the card acquirer.

SafetyPay refunds require the following customer banking details:

| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| Account number | Bank account number |
| City | Customer's city |
| Account holder name | Name of the bank account holder |
## Still need help?

If you still have questions, you can explore the following options:

- **Merchant support:** Contact our support team at [sales.engineering@ebanx.com](mailto:sales.engineering@ebanx.com) for assistance.
- **Not a partner yet?** Complete the [Merchant Signup Form](https://business.ebanx.com/en/request-contact), and our commercial team will reach out to you.