# Overview

> Overview of payment methods available in Brazil through EBANX.

# Overview

Brazil is the largest digital commerce market in Latin America. The market is defined by two dominant payment rails: Pix — the central bank's instant payment system — and credit cards, which together account for the vast majority of e-commerce volume. Pix adoption has been one of the fastest payment transformations globally, and its recurring variant (Pix Automatico) is actively reshaping the subscription economy. Installments on credit cards remain structurally embedded in consumer behavior, particularly for higher-ticket purchases.

Brazil is a mature market with high digital buyer penetration, but payment method complexity and local infrastructure knowledge remain key conversion levers.

### Available payment methods
Credit Card, Debit Card, Boleto, NuPay, NuPay Recurring, PicPay, PayPal, Pix, Pix Automático, Pix on File, Pix 4x Pagaleve, Stablecoin (USDC, USDT)

For detailed integration guides, visit the [API Operability](/docs/get-started/api-operability) page.
### Customer document

> **Alphanumeric CNPJ**
> Starting in July 2026, Brazil's Receita Federal will issue alphanumeric CNPJs. If your integration sanitizes or validates CNPJ documents, you may need to update your code. See the [Alphanumeric CNPJ Support](/docs/pay-in/features/security/cnpj-alphanumeric) guide for details on API changes, validation algorithm, error codes, and best practices.
The <code>document</code> field is required.

| Document Type | Format | Description |
| --- | --- | --- |
| CPF | 11 digits | Individual Taxpayer Registry (Cadastro de Pessoas Fisicas). Used for B2C transactions. |

> **Note:** When <code>document_type</code> is omitted, the system infers CPF for 11-digit documents and CNPJ for 14-character documents (numeric or alphanumeric).
### Currency and settlement
| Detail | Value |
| --- | --- |
| Local currency | BRL - Brazilian Real |
| Accepted currencies | BRL |
### Refunds

- Refunds for credit and debit card payments are sent to the card acquirer.
- Pix refunds are processed instantly through the Pix network.

Boleto and APM refunds require the following customer banking details:

| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| Agency number | Bank branch number and digit |
| Account number | Bank account number and digit |
| CPF or CNPJ | Customer's tax identification number |
| Account holder name | Name of the bank account holder |
## Still need help?

If you still have questions, you can explore the following options:

- **Merchant support:** Contact our support team at [sales.engineering@ebanx.com](mailto:sales.engineering@ebanx.com) for assistance.
- **Not a partner yet?** Complete the [Merchant Signup Form](https://business.ebanx.com/en/request-contact), and our commercial team will reach out to you.