# Overview

> Overview of payment methods available in Argentina through EBANX.

# Overview

Argentina is one of Latin America's most digitally mature e-commerce markets, with a high share of the adult population buying online. The market is defined by payment diversity: cards (credit and debit) and digital wallets each hold significant shares of e-commerce volume, making Argentina one of the few markets in the region where no single method dominates.

Local card schemes like Naranja and Cabal capture meaningful share that international-only processors cannot reach. Mercado Pago's ecosystem — spanning wallet, credit, and recurring payments — plays a central role in consumer payment behavior. Cross-border merchants have significant headroom for expansion in this market.

### Available payment methods
Credit Cards, Debit Cards, DEBIN, Pago Fácil, Rapipago, Mercado Pago Wallet, Mercado Pago Connect, Stablecoin (USDC, USDT)

For detailed integration guides, visit the [API Operability](/docs/get-started/api-operability) page.
### Customer document
The <code>document</code> field is required. Provide <code>document_type</code> when applicable.

| Document Type | Format | Description |
| --- | --- | --- |
| CUIT | 11 digits | Unique Tax Identification Code (Codigo Unico de Identificacion Tributaria). Required for B2B transactions and DEBIN payments. |
| CUIL | 11 digits | Unique Labor Identification Code (Codigo Unico de Identificacion Laboral). Used for individual taxpayers. |
| DNI | 7-8 digits | National Identity Document (Documento Nacional de Identidad). Used for individuals. |

> **Note:** When <code>document_type</code> is omitted and the document has 7 or 8 digits, the system assumes DNI. For 11-digit documents, always send <code>document_type</code> explicitly to ensure accurate validation.
### Currency and settlement
| Detail | Value |
| --- | --- |
| Local currency | ARS - Peso Argentino |
| Accepted currencies | ARS, USD |
### Refunds

- Refunds for credit and debit card payments are sent to the card acquirer
- Refund processing windows depend on the acquirer and may range from 89 to 120 days from the payment confirmation date.

Bank transfer refunds (including DEBIN) require the following customer banking details:

| Field | Description |
|---|---|
| Bank name | The customer's bank |
| Account type | Savings or checking |
| CBU | 22-digit bank account number (Clave Bancaria Uniforme) |
| CUIT or CUIL | Customer's tax identification number |
| Account holder name | Name of the bank account holder |
## Still need help?

If you still have questions, you can explore the following options:

- **Merchant support:** Contact our support team at [sales.engineering@ebanx.com](mailto:sales.engineering@ebanx.com) for assistance.
- **Not a partner yet?** Complete the [Merchant Signup Form](https://business.ebanx.com/en/request-contact), and our commercial team will reach out to you.